Identity Theft Red Flag Rules

In late 2007, the Federal Trade Commission (FTC) and Federal banking agencies issued a regulation known as the Red Flag Rule under sections 114 and 315 of the Fair and Accurate Credit Transactions Act (FACTA) of 2003. The regulation is intended to reduce the risk of identity theft by requiring stronger fraud prevention to protect consumers’ personal data.

In order to comply with the FTC and the University’s “Identity Theft Red Flags Policy,” Youngstown State University has instituted an annual training program: 

• Red Flag Training Program
• Red Flag Training Correspondence & Related Materials
  • Red Flag Training Correspondence
  • Identity Theft Red Flags Policy
  • Staff/Employee Return Certification Form*
  • Responsible Party/Director Return Certification Form*
  • Identity Theft Red Flag Guidelines Templates
    • University Account Establishment*
    • University Billing, Accounts Payments &  Account Closure*
  • Incident Report Form*