State Teachers Retirement System (STRS)

STRS Website*

Ohio Public Employee Retirement System (OPERS)

OPERS Website*

AIG

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403(b) vs. 457(b) - A key Difference

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The Office of Human Resources is dedicated to helping our employees with information about employee benefits and provide resources for consideration to retiring employees.

Employees may enhance their retirement plan savings through voluntary pre-tax contributions to either a Tax Deferred (403(b)) or Deferred Compensation (457(b)) account. Employees may elect to contribute to these plan on a pre-tax basis to save additional monies to supplement their income after retirement.

Since Ohio public institutions do not participate in the federal social security system, an employee has a choice regarding their retirement plans. Eligible faculty members will be enrolled in the State Teachers Retirement System (STRS). New employees have one hundred and twenty (120) days to make an election to opt out of the above plans and participate in the Alternate Retirement Plan (ARP).